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Average Car Insurance Cost by Category · Minimum Coverage: $56 per month · Full Coverage: $ per month · Drivers with a Violation: $71 per month · Young Drivers. Your car insurance rate is affected by factors like driving history, your vehicle and more. Find out how your premium is calculated and how you can save. How do you compare car insurance quotes? Choose your coverage. Consider your state's requirements and any specific coverage types you might want, like. Insurance companies use proprietary formulas to calculate rates, so pricing can vary significantly from insurer to insurer. That's why it's essential to shop. Ask about discounts. Insurance companies offer discounts as a way to lower car insurance prices. Most can be stacked together to maximize savings, so make sure.

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